With valuable Real Estate markets spread all over the US, how does a private money lender decide where to focus and dedicate their capital? Lender’s aren’t governments and cannot magically create new dollars for our investor clients to leverage when acquiring new properties, so we have to grow both our own and our clients' business through intelligent use of our extensive capital. Thus, we cannot lend everywhere even though there are amazing investment opportunities all over the country. This begs the question of why we have chosen to lend in the areas we do? Let me tell you why Bench Equity wants to lend you the money you need to take down your next investment property in Colorado!

First of all, Colorado has seen amazing growth rates over the past 10 years that have no signs of stopping any time soon. In the last decade, Colorado home values have appreciated by over 150% with an impressive 10.5% year on year growth since July 2022. This is an intimidating statistic for would be homebuyers looking to move to Colorado, but even still the market continues to trend upwards showing that there is a strong demand for housing as more and more people move to Colorado’s major metropolitan areas. This means that not only do you benefit from the cash flow of tenants or the appreciation from completing a rehab, but you also reap the rewards of appreciation from the market as a whole. Not only do you enjoy personally having multiple streams of income, but you also have a property with multiple streams of income! In some markets, this extra appreciation has been a result of fear or policies that are out of the investors control and may seem like a hollow and unreliable source of income. However, Colorado has real industry and market growth to back it up.

To understand this monumental increase in demand for housing that has contributed to Colorado’s skyrocketing home values, it is important to understand some of the basic history of the state. Colorado was won through the treaty that ended the Mexican American War in 1848, and the discovery of Gold in the state 10 years later brought a flood of Americans moving west in hopes of finding riches and a better life. The presence of natural resources like Gold, Oil, Lumber, and vast swaths of agricultural land continues to bring thousands of people to Colorado every year. Today, Colorado is home to thriving industries like Private Aerospace, advanced manufacturing, Bioscience, Electronics, and Energy/Natural Resource Development. The strong presence of companies hiring for these high skilled jobs means there is increased demand for housing by people with high salaries and even higher expectations when it comes to owning a beautiful home. Investors have a lot to benefit from when Investing in Colorado, and Bench Equity has committed our funding to help you take advantage of every opportunity. Whether you are an in-state investor living in Colorado taking the time to renovate your community or an out of state investor looking to capitalize on the opportunity, Bench Equity is here to get your next investment off the ground!